Like the basic PNC Virtual Wallet account, you’re eligible for relationship rates on the Growth account. You also get reimbursements on up to two non-PNC ATM transaction fees charged by PNC and up to $5 per month on other bank ATM fees for using a non-network ATM. It has a higher monthly maintenance fee of $15 per month, but you can waive it with $2,000 in direct deposits monthly or a combined balance between the two checking accounts of $2,000. PNC Virtual Wallet with Performance Spend pays interest on the Spend account and a slightly higher APY on Growth. PNC Virtual Wallet With Performance Spend Currently, the Reserve APY (annual percentage yield) is 0.01%, and the Growth APY is 0.02% on balances up to $2,499 and 0.03% on balances over $2,499. The Growth account pays relationship rates slightly higher than the basic rate earned on Reserve balances of $1 or more. To avoid the $7 monthly fee, you must have at least $500 in direct deposits to your Spend account monthly or carry a combined balance of $500 between both checking accounts. PNC Virtual Wallet is the basic PNC offering with a Spend, Reserve, and Growth Account. The right PNC Virtual Wallet depends on the amount you deposit in your accounts. You also have three options for a PNC Virtual Wallet. See all bonuses Types of PNC Virtual Wallet Accounts Growth: This is a traditional savings account with limits on monthly withdrawals and higher interest rates.Īs an added perk, you can earn a bonus when you open a PNC Virtual Wallet account and meet the qualified direct deposit requirements.Reserve: This is an interest-bearing checking account for short-term savings, such as money you want to put away for a sporadic bill or money you put aside for holiday spending.Spend: This is your standard checking account that includes an ATM debit card for easy access to your cash.With PNC Virtual Wallet, you get three accounts: ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |